Broker Check

Our Services

Planning for the future requires different decisions and strategies for each person.  Whether you are concerned about your retirement, financial protection for your family, the succession of your business,  charitable giving or how you leave your legacy you can be assured that we have the expertise to work with you in accomplishing your goals.

We provide a full range of Wealth Management Solutions.  You can trust us to listen to your concerns, objectively offer solutions and guide you to develop flexible strategies for your financial future.  Contact us for an introductory conversation to determine how we might partner with you to achieve your financial goals.  

Financial, Estate & Retirement Planning

It's never too early to start planning for the life you want. History reminds us that the sooner you start planning for the future, you will be more successful.   

We work with you to design your personalized financial plan recommending various strategies and monitoring your progress on an ongoing basis.  As life changes, your plan must remain flexible to adjust for what lies ahead.  We collaborate, as desired, with family members,  financial professionals and other business partners to ensure that all pieces come together in the most effective and efficient manner. 

We also believe working with your legal team to establish and monitor your estate plan making sure that what you have accumulated pass on to those you love, according to your wishes.

Investment Management

Part of planning for your future involves making educated decisions about managing your wealth. We have the expertise and experience to guide you through the increasingly complex roadmap of investments that are available to you in today’s financial market.

We begin by listening and understanding your overall financial goals. We gain an understanding of your attitude towards risk, investment preferences and your time frame for the assets in each account.  We will  implement your various investment strategies, and work with you to build appropriately diversified portfolios.

Working with Women 

Today, more than years before, women are empowered to make financial decisions for themselves and their families.   Our experience with women finds that they have unique needs that have to be addressed differently.  Many women finds themselves handling not only their career and family but may be caring for their parents or others close to them and dealing with more stress than even they understand. 

Even today, with so many women running their own businesses and holding high level positions in various industries, many lack the confidence to invest for their future.  We believe that education helps everyone to make decisions that improve the outcome and can provide security for the years ahead.  

Helping one to adjust after a life change of loosing a spouse/partner whether due to death or divorce and picking up the pieces is something we are well know for. 

Senior Planning

When we help someone put together a financial plan, we are not only dealing with their finances and ensuring their money last their lifetime, but also helping them to manage things that are going on in their lives.  Given today’s longer life spans and active lifestyles, many of our clients are dealing with complex issues.  Their children may be living out of state and not able to help support them in their aging years even though they want to.   It is not physically possible.  When is the right time to downsize? Most spouses/partners are taking care of their spouse/partner on average six years before others realize their is a cognitive impairment. 

We have built a network of many complimentary services; Geriatric Care Managers, competent Estate Planning Attorney’s, Realtors who specialize in downsizing and relocating, and Community Care facilities help support families and retirees through these next chapters of their lives.  

Risk & Protection Services

On the road to financial independence, you don’t have to go it alone and risk making the wrong projections.  We can help you make educated decisions and work with you to develop a plan. 

We listen to understand your general attitudes toward risk.   What you are willing to accept personally and what risks you would like to transfer to others.  We perform a full policy and beneficiary reviews.  Many are surprised by what we find during this process.  You many have been married, divorced, widowed or established a trust over the years and never updated beneficiary designations... this is not as uncommon as you would think.   

Insurance coverage can provide a solid foundation for your future, protecting you and those who depend on you for financial security. Some basic protection planning now can help ensure you have the income and assets to meet your financial goals in the future.

Business Planning Strategies 

You know what it takes to build a successful business. It takes vision, preparedness, skills and desire – not to mention a focused dedication to achieving your goals. If you are like most business owners, you’ve worked hard and made many sacrifices to grow your business. That’s why you should put just as much energy into protecting it as you did building it.

No matter what event occurs, either expected or unexpected, we can help you by reviewing your current benefits to attract and retain employees and fill the gaps to stay competitive. 

Someday you may want to retire and how will the business live on without you and who will your successor be? 

Disability and Special Needs

We specialize in working with families dealing with the complexity of special needs dependents.  Our personal advisors will work with the person with a disability or other special need, their family members or caregiver in the following areas:

  • Understand the social, medical, and legal needs of the person with the disability or special need 
  • Review your financial picture
  • Learn about options that make sense for your situation
  • Ensure benefits such as Medicaid or Supplemental Security Income won't inadvertently be jeopardized
  • Maximize finances, and help maintain the lifestyle of the individual with special needs.

For more information about our Special Care Services please visit our Special Care Website